AUTOMATED DATA SYNC

Connect your accounting software once and never think about it again. TRW automatically pulls transaction data, bank feeds, invoices, and expenses in real-time. No more manual exports, no more copy-paste marathons, no more version conflicts.

SUPPORTED INTEGRATIONS

+ 41 more integrations available

VALIDATION ENGINE

INTELLIGENT VALIDATION

Our AI validation engine runs 100+ checks on every single report before you even see it. Mathematical accuracy, duplicate detection, category consistency, HMRC compliance rules—all verified automatically. Errors get caught before they become problems.

TEAM WORKFLOWS

Assign tasks, set deadlines, track approvals. Everyone on your team knows exactly what they need to do and when. Full visibility into who's working on what, with complete audit trails for compliance.

RECENT ACTIVITY

DOCUMENT VAULT

SECURE DOCUMENT VAULT

Store all your tax documents in one secure location. Receipts, bank statements, invoices, calculations—everything organized, searchable, and instantly accessible. Never lose a document again.

REPORTS & EXPORT

Generate HMRC-compliant reports with one click. Export in any format your accountant or auditor needs. VAT returns, corporation tax calculations, P&L statements—all formatted perfectly and ready to file.

REPORT TEMPLATES

UPCOMING DEADLINES

DEADLINE MANAGEMENT

TRW knows every UK tax deadline and keeps track of them for you. Smart reminders, countdown timers, and calendar integration ensure you never miss a filing date again. Late penalties become a thing of the past.

FOR INDIVIDUALS

STARTER

Perfect for freelancers and sole traders just getting started

• ✓ 1 user
• ✓ 3 integrations
• ✓ 1GB document storage
• ✓ Basic validation checks
• ✓ VAT return generation
• ✓ Email support

THE PROBLEM WE SAW

In 2019, our founders were running a boutique accounting firm in London. Every tax season was the same story: late nights, spreadsheet chaos, version control nightmares, and stressed-out clients missing deadlines.

They tried every tool on the market. Some handled data well but had terrible interfaces. Others looked nice but couldn't handle the complexity of real UK tax requirements. Most were built for American businesses and didn't understand MTD, VAT schemes, or Corporation Tax.

So they built TRW. A platform designed from the ground up for UK businesses, by people who actually understand UK tax reporting.

COMPANY TIMELINE

WHAT WE BELIEVE

Our core values guide every decision we make, from product features to customer support.

10,000+

UK Businesses

£2.5B+

Taxes Processed

35

Team Members

99.9%

Uptime SLA

LEADERSHIP TEAM

The people building the future of tax reporting.

COME SAY HELLO

We're based in Luton, just outside London. Our doors are always open to customers, partners, and anyone passionate about making tax reporting better.

WE'RE HIRING

Join our team and help build the future of tax technology. We're always looking for talented engineers, designers, and tax professionals who share our mission.

WAYS TO REACH US

SEND US A MESSAGE

Fill out the form below and we'll get back to you within 24 hours.

The Complete Workflow

FROM CHAOS TO
SUBMITTED IN MINUTES

Complete Coverage

EVERY REPORT YOU NEED

Real Results

WHAT OUR CUSTOMERS
ACTUALLY ACHIEVE

SARAH MITCHELL

Finance Director, Apex Digital Solutions

Questions?

DEMO FAQ

TABLE OF CONTENTS

This Privacy Policy ("Policy") describes how TRW Limited, trading as Tax Reporting Workflow ("TRW", "we", "us", or "our"), collects, uses, stores, shares, and protects personal information when you access or use our website located at www.trwreport.com, our mobile applications, and any other products, services, or features we offer (collectively, the "Services").

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with any part of this Policy, you must discontinue use of our Services immediately.

This Policy should be read in conjunction with our Terms of Service, Cookie Policy, and any other applicable agreements or policies referenced herein.

1. INTRODUCTION & SCOPE

TRW is committed to protecting and respecting your privacy in accordance with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, the Privacy and Electronic Communications Regulations 2003 (PECR), and all other applicable data protection legislation.

This Privacy Policy applies to all personal data processed by TRW in connection with:

• • Our website and all associated web pages, subdomains, and microsites
• • Our cloud-based tax reporting platform and dashboard
• • Mobile applications available on iOS and Android platforms
• • Application Programming Interfaces (APIs) provided to customers
• • Customer support and communication channels
• • Marketing and promotional communications
• • Integration connections with third-party accounting software
• • Submissions to Her Majesty's Revenue and Customs (HMRC) on your behalf

For the purposes of this Policy, "personal data" means any information relating to an identified or identifiable natural person, as defined under Article 4(1) of the UK GDPR.

2. DATA CONTROLLER INFORMATION

For the purposes of data protection legislation, the data controller responsible for your personal data is:

We have appointed a Data Protection Officer (DPO) who is responsible for overseeing questions in relation to this Privacy Policy. If you have any questions, concerns, or complaints about this Policy or our data processing practices, please contact our DPO:

3. INFORMATION WE COLLECT

We collect and process various categories of personal data depending on how you interact with our Services. The types of personal data we may collect include:

3.1 Information You Provide Directly

Account Registration Data: When you create an account, we collect your full legal name, email address, telephone number, company name (if applicable), company registration number, VAT registration number, business address, job title or role, and login credentials (username and hashed password).

Billing and Payment Information: When you subscribe to our paid Services, we collect billing name and address, payment card details (processed securely by our PCI-DSS compliant payment processor), bank account details for direct debit payments, purchase history and transaction records, and invoicing preferences.

Financial and Tax Data: To provide our tax reporting services, we collect and process transaction records and accounting data, invoices, receipts, and expense documentation, bank statements and reconciliation data, payroll information including employee names and National Insurance numbers, VAT records and calculations, corporation tax information, self-assessment data, PAYE submissions, and any other financial information necessary for tax compliance.

Communications Data: When you contact us, we collect the content of emails, chat messages, and support tickets, call recordings (where consent is obtained), feedback and survey responses, and any attachments or documents you share with us.

3.2 Information Collected Automatically

Device and Technical Data: We automatically collect IP addresses and geolocation data (at city level), browser type, version, and language settings, operating system and platform, device type, model, and unique device identifiers, screen resolution and display settings, time zone and regional settings, and referring website or application.

Usage and Behavioural Data: We collect information about how you use our Services, including pages viewed and features accessed, time spent on pages and in the application, clickstream data and navigation patterns, search queries within the platform, reports generated and submissions made, errors encountered and support requests, and frequency and timing of logins.

Log Data: Our servers automatically record information including access times and dates, server requests and responses, error logs and diagnostic information, API call logs and integration events, and authentication and security events.

3.3 Information from Third Parties

Accounting Software Integrations: When you connect third-party accounting software (such as Xero, QuickBooks, Sage, or FreeAgent), we receive financial transaction data, chart of accounts and categorisations, customer and supplier information, bank feed data, invoice and payment records, and reconciliation status.

HMRC API Data: When you authorise submissions, we may receive submission confirmations and reference numbers, error messages and validation results, tax calculation confirmations, and historical submission records.

Business Intelligence Services: We may receive company verification data from Companies House, credit reference information (for enterprise accounts), and fraud prevention signals from industry databases.

4. LEGAL BASES FOR PROCESSING

Under UK GDPR, we must have a valid legal basis for processing your personal data. The legal bases we rely on are:

5. HOW WE USE YOUR INFORMATION

We use the personal data we collect for the following purposes:

5.1 Service Delivery

• • Creating, authenticating, and maintaining your user account
• • Processing and validating your financial data for tax reporting
• • Generating VAT returns, corporation tax returns, and other statutory filings
• • Submitting tax returns electronically to HMRC via MTD APIs
• • Synchronising data with your connected accounting software
• • Providing deadline reminders and compliance alerts
• • Enabling collaboration features for team members and accountants

5.2 Billing and Payments

• • Processing subscription payments and renewals
• • Generating invoices and payment receipts
• • Managing subscription upgrades, downgrades, and cancellations
• • Processing refunds where applicable
• • Collecting outstanding debts and managing payment failures

5.3 Communication

• • Responding to your enquiries and support requests
• • Sending service-related notifications (system updates, maintenance windows)
• • Delivering tax deadline reminders and regulatory updates
• • Sending marketing communications (where consent obtained)
• • Conducting customer satisfaction surveys

5.4 Security and Fraud Prevention

• • Detecting and preventing fraudulent or unauthorised access
• • Monitoring for security threats and vulnerabilities
• • Verifying user identity through multi-factor authentication
• • Investigating suspicious activity and potential breaches
• • Maintaining audit logs for compliance purposes

5.5 Analytics and Improvement

• • Analysing usage patterns to improve platform functionality
• • Conducting A/B testing to optimise user experience
• • Developing new features and services based on user feedback
• • Creating aggregated, anonymised statistics for business intelligence
• • Training machine learning models to improve validation accuracy

6. DATA SHARING & DISCLOSURE

We do not sell, rent, or trade your personal data to third parties for their marketing purposes. We may share your personal data in the following circumstances:

7. THIRD-PARTY SERVICE PROVIDERS

The following table provides details of the key third-party processors we use:

SCCs = Standard Contractual Clauses for international data transfers

8. COOKIES & TRACKING TECHNOLOGIES

We use cookies and similar tracking technologies to enhance your experience on our Services. For detailed information about the cookies we use and how to manage your preferences, please refer to our separate Cookie Policy.

The types of cookies we use include strictly necessary cookies (required for platform functionality), functional cookies (remember your preferences), performance and analytics cookies (understand usage patterns), and marketing cookies (deliver relevant advertising, with consent).

9. INTERNATIONAL DATA TRANSFERS

Your personal data is primarily stored and processed within the United Kingdom and the European Economic Area (EEA). However, some of our third-party service providers are located outside these territories.

Where we transfer personal data outside the UK/EEA, we ensure that appropriate safeguards are in place, including transfers to countries with an adequacy decision from the UK Government or European Commission, Standard Contractual Clauses (SCCs) approved for international transfers, binding corporate rules where applicable, and explicit consent for specific transfers where appropriate.

You may request a copy of the safeguards we have in place for international transfers by contacting our Data Protection Officer.

10. DATA SECURITY MEASURES

We implement comprehensive technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction:

Technical Measures

• • Encryption at Rest: AES-256 encryption for all stored data
• • Encryption in Transit: TLS 1.3 for all data transmission
• • Access Controls: Role-based access control (RBAC) with principle of least privilege
• • Multi-Factor Authentication: Available and encouraged for all accounts
• • Firewalls and Intrusion Detection: Web application firewall (WAF) and IDS/IPS systems
• • Vulnerability Management: Regular automated scanning and patch management
• • Penetration Testing: Annual third-party penetration tests

Organisational Measures

• • SOC 2 Type II Certification: Independently audited security controls
• • ISO 27001 Alignment: Information security management practices
• • Staff Training: Mandatory annual security and data protection training
• • Background Checks: Pre-employment screening for all staff with data access
• • Incident Response Plan: Documented procedures for data breach handling
• • Business Continuity: Disaster recovery and backup procedures

Despite these measures, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your personal data, we cannot guarantee absolute security.

11. DATA RETENTION PERIODS

We retain personal data only for as long as necessary to fulfil the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements.

Upon account deletion request, we will delete or anonymise your personal data within 30 days, except where we are required or permitted by law to retain certain information.

12. YOUR RIGHTS UNDER GDPR

Under UK GDPR, you have the following rights in relation to your personal data:

To Exercise Your Rights: Submit a request by emailing dpo@trwreport.com or by post to our Data Protection Officer. We may need to verify your identity before fulfilling your request. There is no fee for exercising your rights, except where requests are manifestly unfounded or excessive.

13. CHILDREN'S PRIVACY

Our Services are not directed to individuals under the age of 18, and we do not knowingly collect personal data from children. Our Services are designed for business use by adults. If we become aware that we have collected personal data from a child without appropriate parental or guardian consent, we will take steps to delete that information as quickly as possible. If you believe we may have collected information from a child, please contact us immediately at dpo@trwreport.com.

14. THIRD-PARTY LINKS

Our Services may contain links to third-party websites, applications, or services that are not operated by us. This includes links to accounting software providers, HMRC, professional bodies, and industry resources. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. We strongly advise you to review the privacy policy of every site you visit. The inclusion of any link does not imply our endorsement of that site.

15. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. When we make material changes, we will notify you by email to the address associated with your account, posting a prominent notice on our website, in-platform notification upon your next login, and updating the "Last updated" date at the top of this Policy.

We encourage you to review this Policy periodically. Your continued use of our Services after any changes constitutes your acceptance of the updated Policy. If you do not agree to the changes, you should discontinue use of our Services and contact us to delete your account.

16. CONTACT INFORMATION

If you have any questions, concerns, or complaints about this Privacy Policy or our data processing practices, please contact us using the following details:

We would appreciate the opportunity to address your concerns before you approach the ICO. Please contact our Data Protection Officer in the first instance.

IMPORTANT: PLEASE READ THESE TERMS CAREFULLY BEFORE USING OUR SERVICES. BY ACCESSING OR USING THE TRW PLATFORM, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND ALL APPLICABLE LAWS AND REGULATIONS. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS, YOU MUST NOT USE OUR SERVICES.

These Terms of Service ("Terms", "Agreement") constitute a legally binding agreement between you (whether an individual or entity, referred to as "you", "your", "User", or "Customer") and TRW Limited, a company registered in England and Wales under company number 38813710, trading as Tax Reporting Workflow ("TRW", "we", "us", or "our").

These Terms govern your access to and use of the TRW website located at www.trwreport.com, our cloud-based tax reporting platform, mobile applications, APIs, and any other products, services, or features we offer (collectively, the "Services" or "Platform").

1. DEFINITIONS AND INTERPRETATION

1.1 In these Terms, unless the context otherwise requires:

1.2 References to statutes or statutory provisions include any subordinate legislation made under them and any amendments, re-enactments, or replacements from time to time.

2. ACCOUNT REGISTRATION AND ELIGIBILITY

2.1 Eligibility: To use the Services, you must be at least 18 years of age, have the legal capacity to enter into a binding contract, be authorised to act on behalf of any business entity for which you are registering, and not be prohibited from using the Services under any applicable law.

2.2 Account Creation: To access the Services, you must create an Account by providing accurate, current, and complete registration information, including your full legal name (or company name), valid email address, telephone number, business address, VAT registration number (if applicable), and any other information we reasonably require.

2.3 Account Security: You are solely responsible for maintaining the confidentiality of your Account credentials (username and password), implementing reasonable security measures (including enabling multi-factor authentication where available), restricting access to your Account and devices, and promptly notifying us at security@trwreport.com of any suspected unauthorised access or security breach.

2.4 Account Responsibility: You are responsible for all activities that occur under your Account, whether authorised by you or not. We are not liable for any loss or damage arising from your failure to secure your Account credentials.

2.5 Authorised Users: You may invite Authorised Users to access your Account, subject to the user limits of your Subscription plan. You are responsible for ensuring that all Authorised Users comply with these Terms. Any breach by an Authorised User shall be deemed a breach by you.

3. ACCEPTABLE USE POLICY

3.1 Permitted Use: You may use the Services only for their intended purpose of tax reporting, financial record-keeping, and related legitimate business activities, and only in accordance with these Terms, all applicable laws and regulations, and any Documentation provided.

3.2 Prohibited Conduct: You agree NOT to:

• • Use the Services for any unlawful purpose, including tax evasion, money laundering, or fraud
• • Submit false, misleading, inaccurate, or fraudulent information to HMRC or any other authority
• • Attempt to gain unauthorised access to any systems, networks, or data
• • Interfere with, disrupt, or overburden the Services or their infrastructure
• • Introduce viruses, malware, or other malicious code
• • Reverse engineer, decompile, disassemble, or otherwise attempt to derive source code
• • Remove, alter, or obscure any proprietary notices or labels
• • Resell, sublicense, or redistribute the Services without our prior written consent
• • Use the Services to compete with TRW or develop competing products
• • Use automated means (bots, scrapers) to access the Services without authorisation
• • Exceed any rate limits or usage restrictions imposed by your Subscription plan

3.3 Consequences: Violation of this Acceptable Use Policy may result in immediate suspension or termination of your Account, forfeiture of any prepaid fees, and potential legal action.

4. SUBSCRIPTION PLANS AND FEES

4.1 Subscription Plans: We offer various Subscription plans as described on our pricing page, including Starter (designed for sole traders and small businesses), Professional (designed for growing businesses with multiple entities), and Enterprise (custom solutions with dedicated support and advanced features). Features, user limits, and pricing vary by plan and are subject to change.

4.2 Free Trial: We may offer a free trial period for new users. At the end of the trial, you must subscribe to a paid plan to continue using the Services. We reserve the right to modify or discontinue free trials at any time.

4.3 Fees: All fees are quoted in British Pounds Sterling (GBP) unless otherwise specified, exclusive of VAT and other applicable taxes (which will be added where required), non-refundable except as expressly stated in these Terms, and subject to change with 30 days' prior notice.

4.4 Annual vs. Monthly Billing: Annual Subscriptions are billed as a single payment at the start of the 12-month Subscription Period and include a discount compared to monthly pricing. Monthly Subscriptions are billed in advance each month on the anniversary of your subscription start date.

4.5 Price Changes: We may change our fees at any time. Price increases will not affect your current Subscription Period but will apply upon renewal. We will provide at least 30 days' notice of any price increases.

5. PAYMENT TERMS

5.1 Payment Methods: We accept payment by credit card (Visa, Mastercard, American Express), debit card, Direct Debit (via GoCardless), and bank transfer (for Enterprise customers only, subject to approval).

5.2 Authorisation: By providing payment information, you authorise us (and our payment processors) to charge your payment method for all fees incurred, including recurring charges for Subscription renewals, any applicable taxes, and additional fees for usage exceeding your plan limits.

5.3 Failed Payments: If a payment fails, we will notify you and attempt to process the payment again. If payment continues to fail, we may suspend your access to the Services until payment is received, downgrade your Account to a limited-feature state, or terminate your Subscription after 14 days of non-payment.

5.4 Late Payments: We reserve the right to charge interest on overdue amounts at the rate of 4% above the Bank of England base rate, compounded monthly.

5.5 Invoices: Invoices will be sent electronically to the email address associated with your Account. You are responsible for ensuring your billing information is accurate and up to date.

6. REFUNDS AND CANCELLATION

6.1 30-Day Money-Back Guarantee: Annual Subscriptions are eligible for a full refund if you cancel within 30 days of your initial purchase or renewal date. To request a refund, contact support@trwreport.com within the 30-day period. This guarantee does not apply to monthly Subscriptions, renewals after the initial 30-day period, or accounts terminated for violation of these Terms.

6.2 Cancellation: You may cancel your Subscription at any time through your Account settings or by contacting support. Cancellation will take effect at the end of your current Subscription Period. No partial refunds will be provided for unused portions of monthly Subscriptions.

6.3 No Other Refunds: Except as expressly stated above or required by applicable law, all fees are non-refundable. This includes fees paid for Subscriptions, add-on services, or any other charges.

6.4 Consumer Rights: If you are a consumer within the meaning of the Consumer Rights Act 2015, your statutory rights are not affected by these Terms.

7. YOUR DATA AND CONTENT

7.1 Ownership: You retain all ownership rights in your Customer Data. These Terms do not transfer any ownership of your data to TRW.

7.2 Licence Grant: You grant TRW a non-exclusive, worldwide, royalty-free licence to use, copy, store, process, and transmit your Customer Data solely for the purposes of providing the Services to you, maintaining and improving the Services, generating aggregated, anonymised statistics (which do not identify you or any individual), and complying with applicable laws and regulations.

7.3 Your Responsibilities: You are solely responsible for the accuracy, quality, and legality of your Customer Data, obtaining all necessary rights, consents, and permissions to upload and process your data, ensuring your data does not violate any third-party rights or applicable laws, and backing up your data (though we also maintain backups as part of our service).

7.4 Data Access: We will not access your Customer Data except as necessary to provide the Services, respond to support requests you initiate, investigate suspected violations of these Terms or illegal activity, or comply with valid legal requests from authorities.

7.5 Data Export: You may export your Customer Data at any time through the platform's export functionality. Upon termination, you will have 30 days to export your data before it is deleted.

8. TRW INTELLECTUAL PROPERTY

8.1 Ownership: TRW and its licensors own all rights, title, and interest in and to the Services, including all software, algorithms, interfaces, APIs, Documentation, the TRW name, logo, and branding, and all associated Intellectual Property Rights.

8.2 Limited Licence: Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Services for your internal business purposes during your Subscription Period.

8.3 Restrictions: You may not copy, modify, or create derivative works of the Services, sublicense, sell, resell, transfer, or distribute the Services, use the Services to develop competing products or services, or remove or alter any proprietary notices or labels.

8.4 Feedback: If you provide us with suggestions, ideas, or feedback about the Services ("Feedback"), you grant us a perpetual, irrevocable, royalty-free licence to use that Feedback for any purpose without obligation to you.

9. THIRD-PARTY SERVICES AND INTEGRATIONS

9.1 Integrations: The Services may integrate with third-party software and services, including accounting platforms (Xero, QuickBooks, Sage, etc.), HMRC APIs for Making Tax Digital submissions, payment processors, and other third-party tools.

9.2 Your Responsibility: Your use of third-party services is subject to those services' own terms and conditions. You are responsible for ensuring you have the right to connect third-party services, complying with third-party terms of service, and any data shared with third-party services.

9.3 No Endorsement: We do not endorse or warrant the reliability, accuracy, or suitability of any third-party services. We are not responsible for the acts or omissions of third-party service providers.

10. DISCLAIMERS AND WARRANTIES

10.3 Tax Advice Disclaimer: TRW provides tax reporting software and tools. WE DO NOT PROVIDE TAX, LEGAL, OR FINANCIAL ADVICE. You are solely responsible for ensuring the accuracy and completeness of information submitted to HMRC, compliance with all applicable tax laws and regulations, consulting with qualified tax professionals for advice specific to your situation, and reviewing and verifying all reports before submission.

10.4 HMRC Submissions: While we facilitate submissions to HMRC through their APIs, we do not guarantee acceptance of any submission, accuracy of HMRC's processing, or the outcome of any tax filing or assessment.

11. LIMITATION OF LIABILITY

11.3 Exceptions: Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.

11.4 Essential Basis: You acknowledge that these limitations of liability are an essential basis of the bargain between you and TRW, and that TRW would not provide the Services without these limitations.

12. INDEMNIFICATION

12.1 You agree to indemnify, defend, and hold harmless TRW and its directors, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or relating to your breach of these Terms, your use or misuse of the Services, your Customer Data, your violation of any applicable law or regulation, inaccurate or fraudulent tax submissions made through the Services, or any dispute between you and a third party.

12.2 We reserve the right to assume exclusive defence and control of any matter subject to indemnification by you, in which case you agree to cooperate with us in asserting any available defences.

13. TERM AND TERMINATION

13.1 Term: These Terms commence when you first access or use the Services and continue until terminated in accordance with this section.

13.2 Termination by You: You may terminate your Account and these Terms at any time by cancelling your Subscription through your Account settings and confirming deletion of your Account.

13.3 Termination by TRW: We may suspend or terminate your access to the Services immediately and without notice if you breach these Terms (particularly the Acceptable Use Policy), fail to pay fees when due (after a 14-day grace period), engage in fraudulent or illegal activity, or if we are required to do so by law. We may also terminate your access for any reason with 30 days' prior notice.

13.4 Effect of Termination: Upon termination, your right to access and use the Services ceases immediately, you must pay any outstanding fees, you will have 30 days to export your Customer Data (unless terminated for breach), after 30 days, your Customer Data will be permanently deleted, and sections of these Terms that by their nature should survive (including intellectual property, disclaimers, limitation of liability, and dispute resolution) will survive termination.

14. GOVERNING LAW AND JURISDICTION

14.1 Governing Law: These Terms and any dispute arising out of or in connection with them shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles.

14.2 Jurisdiction: The courts of England and Wales shall have exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms.

14.3 Consumer Rights: If you are a consumer, you may also bring proceedings in the courts of the country where you reside, and you will benefit from any mandatory provisions of the law of that country.

15. GENERAL PROVISIONS

15.1 Entire Agreement: These Terms, together with our Privacy Policy, Cookie Policy, and any other documents expressly incorporated by reference, constitute the entire agreement between you and TRW and supersede all prior agreements and understandings.

15.2 Amendments: We may modify these Terms at any time by posting revised Terms on our website. Material changes will be communicated via email at least 30 days before taking effect. Your continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

15.3 Severability: If any provision of these Terms is held to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions shall continue in full force and effect.

15.4 Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

15.5 Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms to any affiliate or in connection with a merger, acquisition, or sale of assets.

15.6 Force Majeure: Neither party shall be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including acts of God, natural disasters, war, terrorism, riots, pandemics, government actions, or failures of third-party services.

15.7 Third-Party Rights: These Terms do not create any rights enforceable by any person who is not a party to these Terms under the Contracts (Rights of Third Parties) Act 1999.

16. CONTACT INFORMATION

If you have any questions about these Terms of Service, please contact us:

Automatically import transactions, invoices, bank feeds, and chart of accounts from your accounting platform.

Import transaction data, fees, refunds, and payouts automatically from your payment platforms.

Securely connect to over 150 UK banks via Open Banking for automatic transaction imports.

This Cookie Policy explains how TRW Limited, trading as Tax Reporting Workflow ("TRW", "we", "us", or "our"), uses cookies and similar tracking technologies when you visit our website at www.trwreport.com, use our cloud-based tax reporting platform, or interact with our mobile applications (collectively, the "Services").

This policy should be read in conjunction with our Privacy Policy, which provides detailed information about how we collect, use, and protect your personal data.

1. WHAT ARE COOKIES AND SIMILAR TECHNOLOGIES?

Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. Cookies are widely used to make websites work more efficiently, provide information to website owners, and enable certain features and functionality.

Cookies can be categorised by their lifespan:

• • Session Cookies: These are temporary cookies that expire when you close your browser. They enable core functionality like maintaining your login session.
• • Persistent Cookies: These cookies remain on your device for a set period or until you delete them. They help us remember your preferences and recognise you on return visits.

Cookies can also be categorised by who sets them:

• • First-Party Cookies: Set directly by TRW when you visit our Services.
• • Third-Party Cookies: Set by external services we use, such as analytics or marketing platforms.

2. SIMILAR TRACKING TECHNOLOGIES

In addition to cookies, we may use other similar technologies:

3. CATEGORIES OF COOKIES WE USE

4. MANAGING YOUR COOKIE PREFERENCES

You have several options for managing cookies:

5. DO NOT TRACK SIGNALS

Some browsers offer a "Do Not Track" (DNT) feature that sends a signal to websites requesting that they not track your browsing activity. Currently, there is no universally accepted standard for how websites should respond to DNT signals. As such, our Services do not currently respond to DNT signals. However, you can manage your cookie preferences using the methods described above, and we respect all cookie preference choices made through our consent banner.

6. UPDATES TO THIS POLICY

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. When we make changes, we will update the "Last updated" date at the top of this policy, post the revised policy on our website, and if the changes are significant, we will provide additional notice (such as a banner on our website or email notification).

We encourage you to review this policy periodically to stay informed about our use of cookies.

7. CONTACT US

If you have questions about our use of cookies or this Cookie Policy, please contact us:

TRW is fully committed to GDPR compliance. We process personal data lawfully, fairly, and transparently. This page outlines your rights and how we protect your data.

YOUR RIGHTS

EXERCISE YOUR RIGHTS

To exercise any of your GDPR rights, contact our Data Protection Officer:

Email: dpo@trwreport.com

Response time: Within 30 days of your request